Whole of Life Assurance
Whole of life assurance is, as the word 'assurance' suggests, a policy that will guarantee to pay out on the death of the person covered. There is no specific end date on this type of policy as a claim will be paid on death when ever that may occur.
It is usual for premiums to be reviewed after the first 10 years, and at regular intervals thereafter, which may result in premiums rising or a reduction in the level of cover.
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